What is Equity Release


Equity Release is not a standalone financial product and it is not necessarily about selling your home.
It is purely the financial function of realising some of the equity built up in your property, usually
your main residence, for some alternative use tax free.

Some popular uses of the tax free cash are

Later Life Advisors only advise on Lifetime Mortgages, which is one of the most popular ways of
releasing equity. But there are other options and we ensure that our clients consider all of them
before making their judgement.

All options have a cost and it is not always financial. The final judgement is yours and we are here to
help and discuss your needs over a strong cup of tea and a slice of cake!

Other options include

Please remember your home may be at risk if you do not keep up payments on loans secured against
it. Unless, of course, that debt is a Lifetime Mortgage.

Find out how much tax free cash you can release

Getting a Tailored quote is the best way to see how much you can borrow and how much it will cost you.

Get your personalised quote and illustration